LendingTree Data Breach
The 2022 LendingTree data breach stems from unauthorized access to consumer loan application data at LendingTree (lendingtree.com), a premier United States online lending and financial services marketplace, caused by an exploited code vulnerability.
Exposed Data Types
8- Email addresses
- Names
- Phone numbers
- Physical addresses
- IP addresses
- ZIP codes
- Credit scores
- Financial information
About This Breach
What information was affected in the LendingTree incident?
Officially acknowledged via filings with the California Attorney General and the Lamie et al v. LendingTree, LLC nationwide class action settlement, the compromised dataset for 200,631 unique consumers contains:
- Contact and Demographic Identifiers: First and last names, valid email addresses, and personal telephone numbers.
- Physical & Geographic Coordinates: Full residential street addresses, cities, states, ZIP codes, and originating IP addresses.
- Financial & Loan Application Specifics: Loan categories and types (Home Purchase, Home Equity, Home Refinance, Reverse Mortgage), property descriptions, estimated real estate valuations, and applicant credit profiles (Needs Imp, Fair, Good, Excellent).
- Military Service Status: Self-reported military service affiliations.
Note: No account credentials or passwords were compromised in this specific loan application dataset.
How many individuals were affected?
Canonical RFC extraction and deduplication across 401,295 application rows confirmed 200,631 unique consumer email addresses.
Technical analysis and security risks
LendingTree disclosed that attackers exploited a code flaw in their web systems starting in mid-February 2022 before remediation was completed on June 3, 2022. The exposure of detailed credit tiers alongside residential addresses and contact numbers significantly elevates the risk of targeted mortgage fraud, loan imposter scams, and identity theft.
Recommended actions for affected individuals
Individuals who submitted loan inquiries through LendingTree should:
- Remain vigilant against unsolicited communications claiming to represent mortgage lenders or financial underwriters requesting sensitive personal details or fees.
- Monitor credit reports and consider placing a fraud alert or credit freeze with major consumer credit bureaus.
Verification and editorial method
LeakData compares the incident name, date, affected-record count, and exposed data types with accessible sources. Unverified fields are not presented as facts, and records are updated when new evidence becomes available.
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